When the Bough Breaks, Who Owns That Tree?

If a tree falls in the backyard, do you make a sound? Who is responsible when that large elm tree from a neighbour’s yard crashes on your house?
OMG! Is that… Mold???

Mold and Leaks, scary words for us homeowners. Now is a good time to reconfirm what home insurance usually covers and does not cover.
7 Ways to Save on Insurance

Avoid premium pitfalls and save the big bucks! And why not!